MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedMH Advantage

Timberline Elite / D604-962

Built by: Destiny Homes
  • 4
  • 2
  • 1493 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / D684-1318

Built by: Destiny Homes
  • 4
  • 2
  • 1735 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E643-394

Built by: Destiny Homes
  • 3
  • 2
  • 1780 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E724-430

Built by: Destiny Homes
  • 4
  • 2
  • 2017 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E725-384

Built by: Destiny Homes
  • 5
  • 3
  • 2017 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E804-1038

Built by: Destiny Homes
  • 4
  • 2
  • 2554 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E804-1320

Built by: Destiny Homes
  • 4
  • 2.5
  • 2131 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E804-1322

Built by: Destiny Homes
  • 4
  • 2
  • 2254 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / E804-424

Built by: Destiny Homes
  • 4
  • 3
  • 2254 ft²
  • 2x wide
ModularMH Advantage

Sun Valley Series / The Etienne SVM-9008

Built by: Deer Valley Homebuilders
  • 4
  • 3
  • 2580 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / D603-1178

Built by: Destiny Homes
  • 3
  • 2
  • 1493 ft²
  • 2x wide
ManufacturedMH Advantage

Timberline Elite / D644-20

Built by: Destiny Homes
  • 4
  • 2
  • 1600 ft²
  • 2x wide

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. C&G Homes reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.